How To Apply For Pell Grants Single Mothers
Applying for Pell Grants single mothers is very easy. You just fill-up a FAFSA application form, which will be process within a few weeks’ time. After that, you will be notified of the result of your application for Pell Grants single mothers through a Student Aid Report (SAR) and letter of award.
The Federal Pell Grant Program takes its name from Senator Claiborne Pell. It’s a free need-based college grant that’s given to an undergraduate with no previous bachelor’s degree and who belongs to a low-income-generating family. The minimum financial assistance given is $400 while the maximum is $5,350. In 2010-2011, the maximum will increase to $5,550. To start the process, you should first accomplish a PDF, paper, or online FAFSA application form. (You can visit Fafsa.gov for more details.) The submission of forms will generally take place from January 1 to June 30. Or you could also base it on your school or state’s cut-off date. In order to qualify, an applicant should be a U.S. citizen and an undergraduate student. An applicant should satisfy the requirements of the Pell Grant Single Mothers Program, which is based on the EFC (Expected Family Contribution), Cost of Attendance (COA), and Enrollment status (if you’re a part-time or full-time student). After qualifying, the Pell Grant money is directly forwarded to the applicant’s school. It will then be used to pay for the tuition and miscellaneous fees. It is the sole responsibility of the school to inform (in writing) the student of the total grant money and the processes involved in claiming the excess (if any). Awarded students could also get hold of Pell Grant debit cards. A Pell Grant is need-based and not based on your credit status. So, the playing field is virtually even for parties with bad and good credits. As long as you satisfy the stated qualifications, a bad credit is nothing to be worried about. You can also discuss this issue with your school’s financial aid advisor. It is highly possible to use your Pell Grant with other types of federal financial aids or private loans. For example, you can combine it with a Federal Stafford Loan. You can’t, however, get over one Pell Grant for each school year. But new rules are still being discussed by officials that will hopefully work to your advantage. Just in case you do not qualify for any federal-funded college financial assistance programs, you might want to explore the possibility of getting a personal education loan. There are plenty of sources available out there. Chase Bank and Sallie Mae are two of the most popular sources for private educational loans. A Pell Grant is a good option; but you’ll be facing a lot of competition from other people with greater financial needs. Broaden your perspective, and try also searching for other ways to fund your college education for free. Your options are not only limited to Pell Grants single mothers. |
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